I just saved a bundle by switching to Geico!
I'm not advertising for Geico. I mention it here because "registered nurse" was not a career option. They had LPN and LVN, but no RN. I chose "director" because I direct the unit (though most people do whatever the hell they please).
I will now pay less than 1/3 of what I was paying. I'm afraid that it's less service- BUT- I received no service from my other insurance company. I did call my current company first and after a 45 minute hold, they would not even discuss ways to lower the premium.
And because I have (crappy) medical insurance, I was able to opt for the less expensive PIP option.